The Story behind Homes and Hope Community Land Trust
After years of working with community land trusts (CLTs) throughout Washington and Oregon, Kim Toskey was increasingly aware of the lack of a CLT in her own community of Snohomish County. Conversations with housing organizations and an increasing amount of data indicated that families in Snohomish County were being displaced from their neighborhoods and were resorting to “drive until you can afford it” housing strategies.
Knowing that ultimately this was not good for the planet, the county or her neighbors, Kim decided to pursue the establishment of a CLT in Snohomish County. She invited several experienced CLT practitioners and affordable housing specialists from across the spectrum of housing needs to join her in forming the Start-Up Committee.
Homes and Hope Community Land Trust (HHCLT) incorporated in January 2018, and the first Board of Directors was elected at the Initial Membership Meeting held April 4, 2018. During the ensuing months, this group of dedicated volunteers worked to establish policies and ideals that would facilitate permanently affordable homes and neighborhood amenities throughout Snohomish County. In early 2019, HHCLT began working on their first project, a joint venture with two other nonprofit organizations that will provide permanently affordable family-sized homes and neighborhood-oriented commercial spaces.
Kim Toskey is an affordable housing advocate and leader. She currently serves on the boards of Washington Low Income Housing Alliance, Northwest Community Land Trust Coalition and Habitat Snohomish, in addition to launching Homes and Hope Community Land Trust (CLT).
Prior to retiring in 2017, Kim worked more than 16 years as a mortgage lender, specializing in layered financing and first time homebuyers; she was recognized by both Fannie Mae and Washington State Housing Finance Commission (WSHFC) for outstanding achievements in affordable lending. She consulted with Fannie Mae, the National CLT Network, WSHFC and numerous CLT organizations across the country; in that capacity, she also attended a national roundtable discussion at HUD regarding deed-restricted homeownership. Affordable homeownership is her expertise and her passion.
Kim has a Bachelors’ degree in Math Education from University of Alaska Fairbanks, which is where she met her husband, Peter. Together, they enjoy travelling, renovating houses and spending time with extended family, especially their grandchildren.
Natalya Verley has a background in the rental housing industry and currently works on the Landlord Engagement Project in Snohomish County for the YWCA. As the Landlord Engagement Lead, she partners with property owners willing to work with unsheltered households and their Case Managers with the goal of giving them an opportunity for housing stability to build positive rental history.
She earned her Bachelor’s degree in Language and Literature with an emphasis in Spanish from Southern Oregon University. Natalya is married, and enjoys bowling on Sunday nights. She recently bought her first home with a big yard for her two dogs.
She loves hiking, camping and photography.
Marnie brings extensive knowledge about running an affordable housing program to the CLT board. Now the Director of Operations for a multi-million dollar non-profit organization, Marnie’s career started out in corporate finance and then migrated to personal finance as a mortgage banker, where she found her passion for working with first time homebuyers. She originated loans for 8 years prior to moving to the non-profit housing sector in 2008.
She is a HUD Certified Housing counselor and has managed Parkview Services’ Homeownership program for the last several years. There, she helps low and moderate income families, who have been affected by a disability, purchase their first home. She is a legend with affordable housing geeks for putting together an industry record of 7 assistance layers for one purchase. Parkview Services has partnered with other CLTs for their Homeownership Program and their Affordable Housing Program and understands the community-wide benefits that CLTs bring with permanently affordable properties.
Much of Marnie’s free time is consumed with her textile artistry, but she loves hosting dinner parties and trying new recipes. Marnie also enjoys gardening, spending time with her faith community and playing with her yellow Labrador, Zoe.
Lindsey brings over 17 years’ experience in real estate, lending, affordable homeownership and CLT management and expansion to the HHCLT Board. Lindsey holds an MBA from Seattle University and a Bachelor’s degree in Finance from the University of Washington. As the co-owner of Six Degrees Real Estate, she brings creative solutions to our complex market by guiding clients in downpayment assistance, specialty programs, and the buying or selling process.
As a realtor and life-long Washingtonian, she has seen first-hand the impact of rising house prices on individuals and families trying to purchase a home in our area. Lindsey believes that real estate gives her the means to positively impact the community. Lindsey also volunteers for the Washington Homeownership Resource Board and is a homebuyer education instructor.
She has a certification in food and wine pairing—she loves to eat good food & drink good wine and seeks new, adventurous places to travel.
Lamin Manneh was born in The Gambia, West Africa, one of 17 children. He moved to the US in 1997. After graduating from North Seattle Community College, he started working with Provail Services, providing daily living support for people with developmental disabilities and traumatic brain injuries. Now, he is a member of the senior management team, supervising and training more than half of the Residential Service Program staff. Lamin is also a licensed real estate agent with John L. Scott in Everett, working especially with first-time homebuyers.
Lamin is a Member of The Gambia Red Cross Society, Member of President Award Scheme, Former Principal Registration Officer & Administrative Area Returning Officer at The Gambia Electoral Commission. He is Past President of both the Seattle Gambia Association and the Rotary Club of Edmonds. Lamin is currently Foundation and World Affairs Chair for Edmonds Rotary and Co-Founder of Sea-Gam Scorpions soccer team.
Lamin is a Seattle Seahawks, Arsenal FC and Sounders fan who also loves nature, food, family, all sports and meeting new people.
Grant Cooper is working to provide resources to our unsheltered neighbors and create safe spaces and equitable opportunities for our communities to reach their full potential. His personal experience of chronic, long-term homelessness during his youth drove his passion to provide housing and mental health services to others currently experiencing homelessness. This compelled him to pursue a BA in Human Services through Western Washington University, while working in the aerospace industry.
About a year into the Human Services program, Grant began providing direct services to the unsheltered community at Volunteers of America Western Washington (VOAWW). Shortly thereafter, he accepted the role of Director of Homeless Services at VOAWW, overseeing many programs including Permanent Housing, Rapid Rehousing, Shelter and Navigation services. After this he became a certified mediator and case managed Targeted Prevention at the VOAWW Dispute Resolution Center.
Grant participated as steering committee member and co-convener of the Snohomish County Homeless Policy Task Force (HPTF), which is responsible for identifying and advocating policy-change by creating equity for those in our unsheltered community throughout Snohomish County. He currently works at Compass Housing Alliance in Seattle providing permanent supportive housing.
Grant and his family moved to Edmonds for the friendly, community-focused environment that is of paramount importance to his family and him. In his free time, Grant, his wife, and three adult children enjoy spending time at the family-friendly Edmonds Movie Theatre, the Saturday Farmers’ Market, taking their two dogs spend to the dog park, or dining at any of the spectacular restaurants in Edmonds.
Angela Rinaldo has a Bachelor’s Degree from the Evergreen State College in Human Services, and a Master’s Degree from the University of Oregon in Public Administration. She has over 35 years of experience working in the Human Services field in a variety of capacities. Most recently she served as the Program Manager for a low income housing program in Seattle, and currently works as an Education and Employment Navigator with Workforce Snohomish. In her current capacity, Ms. Rinaldo teaches Financial Capability workshops to her students. She has a personal goal to assist people, no matter what income bracket they occupy, to improve their financial standing by saving, investing, and properly managing their resources. Ms. Rinaldo also works as an after-hours Social Worker with the Department of Social and Health Services, Children’s Division.
Previous work experience includes 25 years as a Therapist/Counselor in Private Practice, community college teaching experience, non-profit administration, and training & development.
A native of Mukilteo, Alex attended Kamiak High School before graduating early from Seattle University with a Bachelor of Arts Degree in Political Science. He went on to obtain an academic scholarship to the Gonzaga School of Law where he was twice elected to student government and wrote for the Gonzaga Law Review, before obtaining his Juris Doctorate with honors in 2014. He is now a financial advisor at Merrill Lynch where he is able to use his expertise to help Northwest families and small businesses achieve their dreams.
Alex is a passionate advocate for making Puget Sound prosperity work for everybody. A key pillar in that fight is finding creative solutions to make affordable housing within reach of middle and low-income families. He feels Homes & Hope’s pioneering use of the CLT model in Snohomish County has the potential to both preserve long-term availability of affordable housing and provide public spaces that substantially enhance the community. Finally, Alex believes in HHCLT’s cooperation with other civic groups to drive community engagement and ensure that low income-families’ voices are heard in the development of housing policy both at a county and state level.
Are you a CLT Homeowner? Would you like to be?
Are you passionate about housing issues in our community?
We are looking for additional board members, as well as committee volunteers.
If you are interested in getting involved, please let us know!